We work our whole lives saving money for a comfortable retirement. Then shit happens and we don’t put away enough money. We realise in a panic at the age of 60 that we will fall short at 65. Not by much, but just enough that we will need to sacrifice some luxuries in retirement. One …
There is a lot of software available in the international market that we do not have access to. Today I want to highlight some of the nifty finance apps we do have in South Africa to help us manage our personal finances. Most of these finance apps are free, so test them out for yourself …
I am sharing my road to Financial Independence (FI) to help me get my shit together, or at least get you to think about where you are. The reality is that we all want to be financially independent. FI does not imply quitting your job and is not a synonym for retirement. It is the …
On Sunday 10X released their second annual retirement report. I was fortunate enough to spend Monday morning with Steven Nathan and his team discussing some of the shocking stats that Brand Atlas gathered. The two things that stood out for me was the big discrepancy between the savings patterns of men and woman and the …
There is a common misconception that classifying things as economic bubbles imply that it is worthless. It just means that it is valued much higher than its intrinsic value. A typical definition states that an economic bubble is an investment that is bought simply because everyone assumes that it will be worth more tomorrow, for …
When investing in shares we are driven by two fears: The fear of getting in at the exactly the wrong time and the fear of missing out. After fighting these fears for months, you make the jump and invest some funds. Then you start staring at your investments like a hawk. If it goes up, …
I am sharing my road to Financial Independence (FI) to help me get my shit together, or at least get you to think about where you are. The reality is that we all want to be financially independent. FI does not imply quitting your job and is not a synonym for retirement. It is the …
One of the best videos on Youtube is called the marshmallow test. If you have not seen this yet, do that immediately. They give the kids the option of eating a marshmallow now or waiting a few minutes and receiving a second marshmallow. The kids sit there in sheer agony counting the seconds until she …
I made the move from Investec to Capitec in March of this year and this saved me a significant amount of money. You can read more about that in my March finance update. Before making the switch I did a lot of research to find the cheapest bank account because moving banks is a crapload …
It is no secret that I’m not buying any more rental properties at this stage of my investment career. Some of my first articles on this blog covered this topic in depth. You can read the articles here and here. I do think buying property in South Africa will remain a personal preference. I’m not …
