The power is off for the second time today, dogs are barking, kids are screaming and the alarm is beeping non-stop. Depending on who you ask it will end next month or next year. This leaves you with a few options: Light candles and pretend that you are making it romantic Buy the biggest generator …
I recently switched our car and household content insurance to Discovery Insure with the included Discovery Drive. I was sceptic since I don’t like the idea of having to do things in return for discounts. I’m lazy like that. The thing with incentive schemes is to make sure that you will earn points without having …
The key to financial independence is adopting good habits and applying them consistently. I don’t want to sound like a Prudential advertisement, so bear with me. The problem is we don’t always know which habits we should keep and which to kick to the curb. Here are some of the financial habits that I have …
When you Google recipes for hummus, the first two results go something like this: You read through a 10-page monologue about what the author’s husband thinks about hummus and where they had it for the first time. Then after you’ve skipped over that, you finally get the recipe at the end. This story is going …
I am enjoying writing this blog and hope to create a community of like-minded people. I am sharing my road to financial independence to help me get my shit together, or at least get you to think about where you are. The reality is that we all want to be financially independent. Financial independence does …
I’ve wanted to do an Easy Equities review for a while now since they won the Intellidex Top Stockbroker award. When I started investing, I knew about Easy Equities and their affordable offering, but I still chose to go with a trading platform offered by a bank. It is strange how the mind works sometimes. …
Last updated 11 June 2019. When we invest money in cash products at a bank, the bank loans 8 to 13 times that amount to other people. This is either as home loans, car loans, business loans or short-term debt, like credit cards. They simply produce this money out of thin air. This is called …
Globally the tiny house movement is massive, with 201 000 online searches per month in the United States alone. In South Africa, it is less than 1% of that but the appeal is just as big. More people are choosing to forgo abundance for a simpler life. The tiny house movement is a rebellion against …
With the end of the financial year approaching fast, it is time to start optimising your income tax. One way of doing this is by investing in Tax-Free Savings Accounts (TFSAs) that I discussed in the article should I even bother with a TFSA? This option is geared towards the middle to low-income households. High-income …
The goal behind writing this blog is to share my journey to financial independence with you and to hold myself accountable for the decisions I make. The fact that you are reading this blog, means I am achieving goal number one. I am really enjoying writing this and hope to create a community of like-minded …
