Let me be your guide to the wonderful world of Exchange-Traded Funds (ETFs). I have a massive backlog of mails since I took a break over the December holidays. While I was answering the mails, I noticed that my answer to 80% of the questions is simply Exchange-Traded Funds. Since there are a shit ton …
I am sharing my road to Financial Independence (FI) to help me get my shit together, or at least get you to think about where you are. The reality is that we all want to be financially independent. FI does not imply quitting your job and is not a synonym for retirement. It is the …
South Africa is one of the countries that implemented a national minimum wage. Globally, the majority of countries have some sort of minimum on the amount you can pay someone for work. Minimum wage can be implemented on a national, state or sector level. Although a minimum wage is widely adopted around the world, there …
Like all other engineers, I like data. I don’t like working towards something that has no measurable endpoint. So when I want to shed a few kilograms, I approach it like I would any other problem at work as well. I define the goal and determine how I’m going to get there. My weight loss …
What is the JSE? To understand what the JSE all-share index is, we need to start with what the JSE is. The Johannesburg Stock Exchange (JSE) is a company. This company allows companies to list their shares and for investors to buy these shares. So, the JSE and all other stock markets for that matter, …
This is the second article in the Government series of articles. The role of the South African Reserve Bank (SARB) is to “achieve and maintain price stability in the interest of balanced and sustainable economic growth in South Africa”. This is extremely broad, so I will delve into some of the most important things that …
We have all seen those tweets saying that if something is 30% off, you are not saving 30%, you are spending 70%. It is a valid point and the idea is to get you to think twice about blowing your salary on useless crap a month before the December break. The thing is, I have …
There is a need to make some local Government resources available. From time to time I will just do a few posts to fulfil this need. These posts will be on top of the usual weekly posts. This post about the Government Employee Pension Fund is the first in this series of about 5 posts …
I am sharing my road to Financial Independence (FI) to help me get my shit together, or at least get you to think about where you are. The reality is that we all want to be financially independent. FI does not imply quitting your job and is not a synonym for retirement. It is the …
It is so easy for someone to say that the path to financial freedom requires you to spend as little as possible and then save the rest. Then keep doing this until your investments are 300 times your expenses. You have the best of intentions when you sit down and look at your budget to …
