What is risk identification? When you invest in assets there is always the chance that things can go wrong. It is necessary for us to know what the potential risk associated with each asset class is. This allows us to analyse and mostly mitigate the risk. This is called risk identification and management. There are …
I am sharing my road to Financial Independence (FI) to help me get my shit together, or at least get you to think about where you are. The reality is that we all want to be financially independent. FI does not imply quitting your job and is not a synonym for retirement. It is the …
When we invest in different asset classes, each is taxed differently. Depending on where your money is invested when you retire, your effective tax rate will differ. This got me wondering, how badly can you fuck this up? Will you, by investing in the wrong asset classes, keep yourself from living the good life? About …
